Comparison · SST · verified 2026-09-15

TODO for AI
vs OpenCode

Open-source terminal coding agent, bring your own keys, any provider. Here is where each one wins, with numbers, and who should pick which.

InterfaceTerminalWeb, desktop, CLI, voice
ModelsAny provider (BYOK)Every provider
SourceOpenEdge + CLI public
Starts atFreeFree
Facts verified 2026-09-15. Pricing is public list price.
Every vendor
models, vs any provider (byok)
Your machines
PC, cloud VM, real Chrome
Any CLI
is an integration, not just MCP
Free
from, vs Free
Architecture at a glance
OpenCode
Models
AnthropicOpenAIGoogleAny provider (BYOK)
Runs in
Terminal
Where it lives
Your laptop, while open
Produces
Code
PRs
SEO
Email
Ads
TODO for AI
Models
AnthropicOpenAIGooglexAIDeepSeekEvery provider
CROSS-VENDOR REVIEW
Runs in
Your PC
Cloud VM
Real Chrome
Voice
Where it lives
Always-on cloud VM · vault · your logins
Produces
Code
SEO
Email
Ads
Social
CRM
Struck-through outputs are outside OpenCode's scope. TODO for AI runs the same models plus the rest, from a machine that stays on.
The short version

Who should pick which

Choose OpenCode if
  • You want a free MIT tool and have API keys
  • You prefer to self-manage every bill and machine
Choose TODO for AI if
  • You want one flat plan covering every model
  • You want the machine, browser and vault managed for you
  • You need team roles and pooled usage
Context

What OpenCode is, and where it stops

OpenCode is the open-source terminal agent for people who want to own the whole stack. MIT licensed, any provider through your own API keys, a fast TUI, and nothing running anywhere you did not put it. If you already hold keys and like reading source, it is the most hackable option on this list.

You also carry every operational burden. Token bills arrive per provider with no cap, there is no cloud machine, no scheduling, no team roles, and the scope is code. It is a great tool, and a great tool is not a platform.

Developers who want a free, hackable terminal agent and already hold API keys.
Why people switch

Three reasons OpenCode users look elsewhere

01
Bills you have to police

Per-token, per-provider, no pooled plan. One runaway loop is a surprise invoice.

02
No machine, no memory

Runs on whatever box you are at. Nothing persists, nothing is scheduled.

03
Solo by design

No roles, approvals or shared usage. Fine for one person, hard for a team.

Scores

Six dimensions that decide it

Six dimensions, 0 to 5
OpenCodeTODO for AI
Model freedom5 · 5
Which vendors and models you can run
Long-running work1 · 5
Persistent machine, scheduling, parallel tasks
Beyond code1 · 5
Marketing, ops, browser, email, not only repos
Openness5 · 4
Source available, self-host, extend
Team & permissions1 · 4
Roles, pooled usage, tool approvals
Cost predictability2 · 5
Flat plan vs metered tokens
Feature by feature

What each one ships

FeatureOpenCodeTODO for AI
Persistent cloud VM
An always-on machine. Files, logins and sessions survive between runs.
Model choice
Any (BYOK)
Any provider
Cross-vendor review
Review GPT output with Claude, or the other way around.
Drives your real browser
Chrome extension plus cloud browsers.
Business tasks, not only code
SEO, email, ads, social, CRM via CLI tools.
Any CLI as an integration
MCP
Any binary
Voice control
Team roles, pooled usage
Roles + pooled
Tool permissions
Basic
Allow, approve, block
Open runtime
Edge + CLI public
Pricing

What it costs

OpenCode
Free

Free, MIT. You pay each provider for tokens.

TODO for AI
Free

Hobby free (Sonnet only), Starter $20, Pro $100, Ultra $200. Paid plans include every model from every vendor.

Verdict

Bottom line

Our take
OpenCode wins on openness and price-if-you-have-keys. TODO for AI wins on everything that happens after the first week: flat pricing across every model, a managed cloud VM, browser and business tools, and team controls.