TODO for AI
vs 
Cursor
By Marcell Havlik, founder of TODO for AI · Updated
A VS Code fork with built-in AI chat, unlimited tab completion and repo-scoped cloud agents. Here is where each one wins, with numbers, and who should pick which.
| Fact | Cursor | TODO for AI |
|---|---|---|
| Interface | IDE | Web, desktop, mobile, CLI, IDE (Zed, JetBrains, VS Code), voice |
| Models | Multi-vendor, metered | Claude, GPT, Gemini, Grok and other supported models |
| Source | Closed | Edge + CLI public |
| Starts at | $20/mo | Free |
Key takeaways
- Models. Cursor model choice: Multi-vendor, metered. TODO for AI includes Claude, GPT, Gemini and Grok on paid plans. Pick the model for each job; let another review the result.
- Benchmark. TODO for AI scored 91.0% on Terminal-Bench 2.1 with Opus 5.5 (high) (own harness, 81/89 tasks, 2026-10-26; not an official leaderboard submission).
- Price. Cursor pricing: Pro $20, Pro+ $60, Ultra $200, Teams from $40 per seat. Agent usage metered by model. TODO for AI has a free plan (Claude Sonnet only), then Starter $20, Pro $100 or Ultra $200 a month with the supported multi-vendor catalog.
- Shared business work. TODO for AI: Your whole team and its AI agents, on one board. Shared company context, brand voice and memory. AI working in your connected tools, signed-in browser and machines.
- Included usage. One shared pool of credits, with the cloud VM and browser included. Personal session and weekly limits apply. Credit usage depends on the model; see the pricing page for plan details.
- Who should pick which. Pick Cursor if you want autocomplete and inline edits while you type. Pick TODO for AI if you want to delegate tasks that do not end in a pull request.
Cursor
Multi-vendor, metered
TODO for AI
Supported vendorsWhere our product fits
One board for the company’s work.
People decide. Agents do the work.
Your whole team and its AI agents, on one board. Shared company context, brand voice and memory. AI working in your connected tools, signed-in browser and machines.
Chase the invoice. Ship the website update. Prepare the report. Fix the code. Every task keeps its request, contributors and result together, ready for the next colleague or agent to pick up.
Keep Cursor where it fits. Bring the rest of the company’s backlog here.
Plans and usage limitsWhat Cursor is, and where it stops
Cursor is the editor most AI-native teams type in. The tab completion and inline edits are the best in the category, unlimited on every paid plan, it supports models from several vendors, and it feels like VS Code because it is a VS Code fork.
Its cloud agents are real: they run in Cursor-managed VMs without your laptop, clone the repo, work on a branch and open a pull request. That is the shape of the whole product. Work that does not end in a diff (an inbox, a CRM, an ad account) has nowhere to land, and agent usage is metered by which model you reach for rather than included outright.
Engineers who want AI inside the editor while they type.
Three reasons Cursor users look elsewhere
Cloud agents run without your machine, but they clone a repo, push a branch and open a PR. Tasks that do not end in a diff have nowhere to land.
Tab is unlimited, agent runs are not. Heavy work on the strongest models draws down the included pools and then bills on.
The agent drives a browser to check the app it changed, but there is no inbox, CRM or ad account. Everything outside the repo is someone else's problem.
Subagents check into .cursor/agents, so configuration really does travel with the team. The work does not: there is no list where a colleague's task and an agent's task are the same item, and anything that is not a repo has nowhere to live.
Six dimensions that decide it
Cursor 14/30TODO for AI 28/30How does Cursor compare to TODO for AI, feature by feature?
| Feature | Cursor | TODO for AI |
|---|---|---|
Persistent cloud VM A hosted workspace with persistent files, separate from the machines you connect. | No | Yes |
Model choice | Multi, metered | Supported models across vendors |
Cross-vendor review Review GPT output with Claude, or the other way around. | No | Yes |
Drives your real browser Browser extension (Chrome, Firefox) plus cloud browsers. | No | Yes |
Business tasks, not only code SEO, email, ads, social, CRM via CLI tools. | No | Yes |
Any CLI as an integration | MCP | Any binary |
Voice control | No | Yes |
People and agents on one board Colleagues and agents work the same list. Items show who contributed and which agent ran them; filter the board by person. | No | Yes |
Many agents, each configured Each agent gets its own model, prompt, tools and permissions. Runs remain subject to usage limits. | Subagents, repo config | Configured per task |
Projects for the whole company Engineering, marketing, ops, finance: separate projects and agents, one team and one bill. | Repos, per seat | Unlimited, shared |
Team roles and usage Pooling is not exclusive to TODO for AI. A shared budget does not remove personal session or weekly limits. | Per seat | Shared credits, per-seat limits |
Tool permissions | Basic | Allow, approve, block |
Open runtime | No | Edge + CLI public |
Same ladder, different meter
Unlimited tab completion. Agent usage draws on an included Cursor-models pool and an other-models pool; Auto bills at the routed model's list price. Teams adds $0.25/M tokens.
One shared pool of credits, with the cloud VM and browser included. Personal session and weekly limits apply. Credit usage depends on the model; see the pricing page for plan details.